Watch Fonkoze’s Approach to Financial Inclusion in Action:
Read more about how we lead microfinance access:
Microfinance provides financial services to individuals who would otherwise have little or no access to traditional banking. In Haiti, where most families live in rural areas, this lack of access limits opportunity and economic mobility.
Fonkoze is uniquely positioned to reach these communities. With over 90% of branches located in rural Haiti—and many in areas with no other financial institutions—Fonkoze connects women and families to the financial tools they need to build stronger futures.
Financial services are provided through Sèvis Finansye Fonkoze (SFF), Haiti’s leading microfinance organization. SFF promotes financial inclusion through a double bottom line: supporting families and communities while operating in a financially self-sustaining manner.
Loan programs are designed to meet clients wherever they are on their journey. Fonkoze offers several types of micro-lending:
Solidarity Lending
Fonkoze’s core microfinance program, provides joint loans to groups of five women (called a Solidarity group).
Business Development Loans
Fonkoze’s Business Development program provides clients with individual 12-month loans beginning at $1,300, helping entrepreneurs generate essential economic activity and create jobs in rural areas throughout Haiti.
Access to financial services allows families to increase income, build assets, and navigate life’s challenges with greater stability. With these tools, households can: